Tax savings estimator

How much could you save by moving abroad?

Enter your annual income and current country. We'll show approximate tax estimates for you as a resident of popular expat destinations — net of the residual US tax that follows American citizens — so you can quickly see which countries might make financial sense.

Tax Savings Estimator

Net savings after residual home-country tax · 2026

$30k$500k

Estimated current tax burden (US federal + avg state)

$46,500/yr

Effective rate

31.0%

Estimated total tax if you move to…

🇦🇪

UAE (Dubai)

0% personal income tax

$4,784

save $42k/yr

incl. $5k US

🇵🇦

Panama

Territorial (foreign income 0%)

$4,784

save $42k/yr

incl. $5k US

🇨🇷

Costa Rica

Territorial (foreign income 0%)

$4,784

save $42k/yr

incl. $5k US

🇲🇹

Malta

~15% on remitted income

$27,284

save $19k/yr

incl. $5k US

🇸🇬

Singapore

Progressive, ~8–22%

$27,284

save $19k/yr

incl. $5k US

🇵🇹

Portugal (NHR/IFICI)

~20% flat (IFICI/NHR)

$30,000

save $17k/yr

🇹🇭

Thailand

Remittance-based

$30,000

save $17k/yr

incl. $3k US

🇬🇪

Georgia

20% flat (1% for small business)

$30,000

save $17k/yr

🇲🇽

Mexico

Progressive, ~16–31%

$36,000

save $11k/yr

🇪🇸

Spain (Beckham Law)

24% flat (Beckham Law)

$36,000

save $11k/yr

US citizens — these numbers include residual US tax. The US taxes citizens on worldwide income, so even abroad you keep filing. The FEIE excludes up to $132,900 of earned income and the Foreign Tax Credit offsets foreign tax paid — but income above the exclusion (and all investment income) stays US-taxable. The "incl. US" tag shows the estimated federal tax that still follows you. Severing a high-tax state (CA/NY) saves more on top.

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Estimates are illustrative only and do not account for all deductions, credits, tax treaties, Social Security/self-employment tax, or individual circumstances. Not tax advice — consult a qualified CPA before making decisions.

What you need to know

🇺🇸

US Citizens

FEIE excludes up to $126,500 of foreign earned income from US federal tax. Investment income is always US-taxable.

🇨🇦

Canadians

Once you're a non-resident, Canada only taxes Canadian-source income. Departure tax applies on deemed asset dispositions when you leave.

🇦🇪

UAE

Zero personal income tax. Easy residency via employment, business, or the 10-year Golden Visa.

🇵🇹

Portugal NHR

~20% flat rate on foreign income for 10 years under the IFICI/NHR programme. D7 and Digital Nomad visas available.

Accuracy disclaimer

These are rough directional estimates using approximate effective tax rates. They do not account for your specific deductions, credits, tax treaties, Social Security, or individual circumstances. Always verify with a qualified expat CPA before making any decisions.

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