Relocation guide · 2026

Moving from United Kingdom to Portugal 🇵🇹

Sunshine, low cost of living, popular NHR-style regimes for expats.

Estimated saving on $150,000 income:$19,500/yr

The tax picture

Stay in United Kingdom

$49,500

Estimated tax on $150,000

Move to Portugal

$30,000

Local tax estimate

Cost of living

-21%

vs. United Kingdom (Numbeo-style index)

Local tax regime

~20% flat on qualifying income under the IFICI/NHR regime for 10 years.

Residency / visa

D7 passive-income or Digital Nomad visa

What still applies (UK)

Your UK tax position is decided by the Statutory Residence Test, not by your passport. Getting non-resident treatment means keeping UK ties and UK days below the SRT thresholds, and filing a P85 or self-assessment for the year you leave. Split-year treatment may apply. The UK keeps taxing UK-source income — notably UK rental profits (via the Non-Resident Landlord Scheme) and UK pensions. Temporary non-residence rules can claw back gains if you return within five years.

Headline program

~20% flat (IFICI/NHR)

All figures are illustrative estimates for tax year 2026 and do not constitute tax advice. Verify with a qualified expat CPA.

Frequently asked questions

How much tax could I save moving from United Kingdom to Portugal?

On an income of $150,000, our model estimates an annual saving of roughly $19,500 — that is the net figure after accounting for becoming a non-resident of United Kingdom. Use the calculator for your exact income.

How do I stop being taxed by United Kingdom after moving to Portugal?

Your UK tax position is decided by the Statutory Residence Test, not by your passport. Getting non-resident treatment means keeping UK ties and UK days below the SRT thresholds, and filing a P85 or self-assessment for the year you leave. Split-year treatment may apply. The UK keeps taxing UK-source income — notably UK rental profits (via the Non-Resident Landlord Scheme) and UK pensions. Temporary non-residence rules can claw back gains if you return within five years.

What do I need to report to United Kingdom after I leave?

Capital gains on UK land and property must be reported within 60 days of completion, even as a non-resident.

What visa do I need to live in Portugal?

Portugal's main route for relocating professionals is the D7 passive-income or Digital Nomad visa. Requirements, timelines, and costs vary — the AI planner can walk you through the specific path for your situation.

Is Portugal cheaper than United Kingdom?

Portugal has a cost-of-living index of about 55 (Numbeo-style, where New York ≈ 100). Compare it directly with other destinations on the Compare page.

Know someone considering the same move?

Share this guide with your partner or accountant.