Relocation guide · 2026
Moving from Canada to United States 🇺🇸
Largest economy, high salaries, complex state-by-state tax landscape.
The tax picture
Stay in Canada
$60,000
Estimated tax on $150,000
Move to United States
37% top rate
Local tax estimate
Cost of living
+6%
vs. Canada (Numbeo-style index)
Local tax regime
United States has top personal income tax around 37%, capital gains ~20%, VAT/GST ~0%. How much you actually pay depends on residency status and income type.
Residency / visa
United States offers work, investment, and retirement residency routes. Requirements vary — the AI planner can map the best path for you.
What still applies (Canada)
Become a non-resident of Canada and only Canadian-source income is taxed by Canada — but a one-time departure tax applies on deemed dispositions when you leave. Check the Canada–United States tax treaty for withholding rates.
At a glance
North America · currency USD · cost-of-living index 76 (NYC ≈ 100).
All figures are illustrative estimates for tax year 2026 and do not constitute tax advice. Verify with a qualified expat CPA.
Frequently asked questions
How much tax could I save moving from Canada to United States?
Savings depend heavily on your income, income type, and how you structure residency. Run your own numbers in the calculator and ask the AI planner for a tailored estimate.
As a Canadian, how do I stop being taxed by Canada after moving to United States?
You must become a non-resident by severing significant residential ties (home, spouse, dependants) and establishing residency abroad. A one-time "departure tax" applies — the CRA deems you to have sold most capital property at fair market value on your departure date. After that, Canada only taxes Canadian-source income.
What visa do I need to live in United States?
United States offers several residency routes depending on whether you work remotely, invest, or retire. Ask the AI planner for the path that fits your circumstances.
Is United States cheaper than Canada?
United States has a cost-of-living index of about 76 (Numbeo-style, where New York ≈ 100). Compare it directly with other destinations on the Compare page.
Know someone considering the same move?
Share this guide with your partner or accountant.