Relocation guide · 2026

Moving from Australia to Spain 🇪🇸

Mediterranean lifestyle, Beckham law for new residents, lower COL.

Estimated saving on $150,000 income:$12,000/yr

The tax picture

Stay in Australia

$48,000

Estimated tax on $150,000

Move to Spain

$36,000

Local tax estimate

Cost of living

-23%

vs. Australia (Numbeo-style index)

Local tax regime

24% flat on Spanish income up to €600k under the Beckham regime for 6 years.

Residency / visa

Digital Nomad visa (Beckham-eligible)

What still applies (Australia)

Ceasing Australian tax residency triggers CGT event I1: you are deemed to have disposed of most non-taxable-Australian-property assets at market value, unless you elect to defer the gain until actual sale. Losing the main-residence exemption as a foreign resident is a common and expensive surprise. Australia keeps taxing Australian-source income at non-resident rates, which start at the first dollar with no tax-free threshold. Compulsory HELP/HECS repayments continue based on worldwide income.

Headline program

24% flat (Beckham Law)

All figures are illustrative estimates for tax year 2026 and do not constitute tax advice. Verify with a qualified expat CPA.

Frequently asked questions

How much tax could I save moving from Australia to Spain?

On an income of $150,000, our model estimates an annual saving of roughly $12,000 — that is the net figure after accounting for becoming a non-resident of Australia. Use the calculator for your exact income.

How do I stop being taxed by Australia after moving to Spain?

Ceasing Australian tax residency triggers CGT event I1: you are deemed to have disposed of most non-taxable-Australian-property assets at market value, unless you elect to defer the gain until actual sale. Losing the main-residence exemption as a foreign resident is a common and expensive surprise. Australia keeps taxing Australian-source income at non-resident rates, which start at the first dollar with no tax-free threshold. Compulsory HELP/HECS repayments continue based on worldwide income.

What do I need to report to Australia after I leave?

Notify the ATO of your departure date, report worldwide income for the resident part of the year, and keep declaring your worldwide income for HELP purposes.

What visa do I need to live in Spain?

Spain's main route for relocating professionals is the Digital Nomad visa (Beckham-eligible). Requirements, timelines, and costs vary — the AI planner can walk you through the specific path for your situation.

Is Spain cheaper than Australia?

Spain has a cost-of-living index of about 58 (Numbeo-style, where New York ≈ 100). Compare it directly with other destinations on the Compare page.

Know someone considering the same move?

Share this guide with your partner or accountant.