Tax savings estimator
How much could you save by moving abroad?
Enter your annual income and current country. We'll show approximate tax estimates for you as a resident of popular expat destinations — net of any home-country tax that still follows you — so you can quickly see which countries might make financial sense. Not on the list? Pick "Another country" and enter your own effective rate.
Tax Savings Estimator
Net savings after residual home-country tax · 2026
Estimated current tax burden (Germany, national + avg regional)
$55,500/yr
Effective rate
37.0%
Estimated total tax if you move to…
UAE (Dubai)
0% personal income tax
$0
save $56k/yr
Panama
Territorial (foreign income 0%)
$0
save $56k/yr
Costa Rica
Territorial (foreign income 0%)
$0
save $56k/yr
Malta
~15% on remitted income
$22,500
save $33k/yr
Singapore
Progressive, ~8–22%
$22,500
save $33k/yr
Thailand
Remittance-based
$27,000
save $29k/yr
Portugal (NHR/IFICI)
~20% flat (IFICI/NHR)
$30,000
save $26k/yr
Georgia
20% flat (1% for small business)
$30,000
save $26k/yr
Mexico
Progressive, ~16–31%
$36,000
save $20k/yr
Spain (Beckham Law)
24% flat (Beckham Law)
$36,000
save $20k/yr
Estimates are illustrative only and do not account for all deductions, credits, tax treaties, Social Security/self-employment tax, or individual circumstances. Not tax advice — consult a qualified CPA before making decisions.
What you need to know
US citizens
US federal tax on worldwide income continues. The Foreign Earned Income Exclusion shields earned income up to the annual cap and the Foreign Tax Credit offsets foreign tax paid, but income above the exclusion and all investment income stay US-taxable — plus self-employment tax unless a totalization agreement applies.
Leaving Canada
Become a non-resident by severing significant residential ties (home, spouse, dependants) and establishing residency abroad. A one-time departure tax applies: the CRA deems you to have sold most capital property at fair market value on your departure date.
Leaving the UK
Your UK tax position is decided by the Statutory Residence Test, not by your passport. Getting non-resident treatment means keeping UK ties and UK days below the SRT thresholds, and filing a P85 or self-assessment for the year you leave. Split-year treatment may apply.
Leaving Australia
Ceasing Australian tax residency triggers CGT event I1: you are deemed to have disposed of most non-taxable-Australian-property assets at market value, unless you elect to defer the gain until actual sale. Losing the main-residence exemption as a foreign resident is a common and expensive surprise.
Anywhere else
Most countries tax residents, not citizens — so leaving usually ends the obligation once you genuinely break residency under local rules. Check for an exit or deemed-disposal tax, and for a treaty tie-breaker with your destination.
UAE
Zero personal income tax. Easy residency via employment, business, or the 10-year Golden Visa.
Portugal NHR
~20% flat rate on foreign income for 10 years under the IFICI/NHR programme. D7 and Digital Nomad visas available.
Accuracy disclaimer
These are rough directional estimates using approximate effective tax rates. They do not account for your specific deductions, credits, tax treaties, Social Security, or individual circumstances. Always verify with a qualified expat CPA before making any decisions.
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